Wondering what a flood risk report includes?
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Flood Risk Report
£44.94
£44.94
A detailed report that gives you a clear view of flooding risks in the area, including surface water, groundwater, and flooding from heavy rainfall. It includes simple explanations and data pulled from trusted sources like the Environment Agency and the British Geological Survey, so you can make informed decisions about a property’s flood risk.
What a flood risk report includes
The Change of Buying or Already Owning
a Property at Risk of Flooding is Increasing
1 in 6 Homes are at Risk of Flooding
5.9 million properties in England and Wales face the threat of flooding, including surface water, river and coastal flooding
Source: Environment Agency and British Geological Survey
Flood Risk is on the Rise
By 2050, an additional 2 million homes are projected to be at risk of flooding due to climate change, up from 5.2 million just a decade ago
Source: ClimateIndex analysis
Intelligent Home Information offers vital, upfront property reports to help you make more informed decisions before buying your new home. With the latest information on hand, navigating the buying or selling process is a breeze!
How to make the most of your search reports
Talk to your Solicitor or Estate Agent
If you’re happy with the results of the reports and want to move forward with your property purchase or sale, simply take them to your solicitor. They can use the information as part of the conveyancing process to help make everything smoother!
Speeds up the Exchange or Conveyancing Process
Our search reports help speed up the buying or selling process of a property. By providing essential information upfront, they streamline decision-making and address potential issues early, leading to a smoother transaction overall.
Need a little more help, or have some questions?
If you find any issues that raise concerns, don’t hesitate to contact your estate agent, solicitor, or conveyancing specialist. They can advise you on the potential impact these issues may have on you and the property you’ve researched.
Why order a Flood Risk Report?
At Intelligent Home Information, we understand that buying a property is one of the most significant decisions you’ll make, and we believe in providing you with the most essential information to help you make an informed choice. Our Flood Risk Report offers:
- Comprehensive Coverage – Gain access to detailed data about potential flood risks, including surface water, groundwater, and pluvial flooding, all in one easy-to-understand report.
- Transparency and Peace of Mind – Understand the specific flood risks in the area, helping you avoid unexpected costs or complications due to flooding in the future.
- Simple and Straightforward – Our Flood Risk Report is designed to be easy to read and provides you with all the vital information you need without unnecessary complexity. We aim to make the process clear and straightforward so you can proceed with confidence.
What is a Flood Risk Report?
A Flood Risk Report is an essential document that assesses the likelihood of flooding in a specific area, particularly crucial for prospective homeowners. With one in ten new homes in England built on land at high flood risk, understanding the potential hazards is more important than ever. Since 2013, nearly 85,000 new homes have been constructed in flood zones, highlighting the growing concern for property owners.
Flooding can lead to significant damage and disruption, impacting not just the property but also the well-being of its inhabitants. In many cases, securing insurance coverage against flood damage has become increasingly challenging or even impossible. This makes it vital for homeowners and buyers to understand their flood risk before making any property decisions.
Obtaining a mortgage for homes at risk of flooding can present challenges. Many lenders in the UK now require a Flood Risk Report before approving a mortgage on a property located in a flood-prone area. If a home is deemed at high risk, some lenders may refuse to offer a mortgage altogether or may impose stricter conditions, this can include higher interest rates or requiring additional insurance coverage.
A Flood Risk Report provides detailed insights into potential flood hazards, enabling informed choices and proactive measures to protect your investment. By obtaining this report, you can identify whether your home is at risk and take appropriate steps to mitigate potential issues, ensuring peace of mind in your property journey.
Flood Risk Report FAQs?
